Houston Debt Recovery Services
Nelson, Cooper & Ortiz is Houston's trusted commercial collection firm — recovering B2B receivables for energy, construction, and professional services companies across Texas and nationwide.
Locally rooted. Nationally proven.
Houston-Based. Built for Texas Business.
Nelson, Cooper & Ortiz was founded in Houston and has spent over 75 years of combined experience recovering commercial receivables for businesses right here in the energy capital of the world. We understand the industries that drive Houston's economy — oil & gas, construction, manufacturing, and professional services — and we know how to collect in them.
Our contingency-based model means you pay nothing unless we collect. No retainers, no hourly fees, no risk. Just results.
What we recover
Commercial Debt Recovery Services in Houston
Oil & Gas Receivables
Houston is the heart of the U.S. energy industry — and so is our practice. We specialize in recovering large-balance receivables for upstream, midstream, and downstream operators, including joint venture disputes and international counterparty collections.
Construction & Contractor Debt
Unpaid invoices are a constant challenge in Houston's booming construction sector. We pursue overdue payments from general contractors, subcontractors, and project owners — professionally and persistently.
Commercial B2B Collections
From small overdue invoices to multi-million dollar commercial disputes, we deploy the right recovery strategy for every account across all industries serving the Houston market.
Accounts Receivable Management
We take over your aging receivables portfolio and systematically pursue payment — acting as an extension of your business while maintaining your professional reputation.
Pre-Litigation Mediation
We resolve commercial debt disputes through structured negotiation before litigation becomes necessary — saving Houston businesses time, money, and business relationships.
Asset Reclamation
When standard collection efforts stall, we identify debtor assets — bank accounts, real property, equipment — and pursue legal remedies to satisfy your claim.
Why Houston businesses choose us
75+ Years of Combined Experience Serving the Houston Business Community
We've built our reputation one recovered account at a time — serving Houston's energy companies, contractors, distributors, and professional services firms. Our deep knowledge of the industries that define this city gives us an edge that national collection agencies simply can't match.
How it works
Simple, Transparent, Risk-Free
Submit Your Account
Place your delinquent account online or download our placement form. We review every submission within 24 hours and assign a Houston-based specialist.
We Pursue the Debtor
Our team contacts the debtor through professional demand letters, direct calls, and digital channels — firm, compliant, and results-focused.
You Get Paid
All funds collected during the month are remitted to you on or before the last day of the following month. Transparent, predictable, contingency-based.
Frequently Asked Questions
Ready to Recover What You're Owed?
Houston businesses trust Nelson, Cooper & Ortiz to recover their commercial receivables. No upfront fees — ever.